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IRS Data Retrieval (available at the FAFSA website) is now available two weeks after filing your income taxes electronically. Use this helpful tool to avoid having to manually load your income tax information on your FAFSA.

If you are selected for the "verification" process, you must submit a copy of you and/or your parents' IRS Tax Return Transcript. To obtain a copy, call toll free 1-800-908-9946, or go on-line to Click on "Order a Return or Account Transcript", and then click on "Tax Return Transcript". (NOTE: Financial Aid Offices can NO LONGER ACCEPT copies of tax returns - IT MUST BE AN OFFICIAL IRS TAX RETURN TRANSCRIPT).

Satisfactory Academic Progress
Financial aid recipients must meet NEW federal guidelines to continue to qualify for aid. For more information on this policy, click here.

Repeated Coursework
Effective July 1, 2011, there is a rule change regarding federal financial aid and payment of repeated coursework. To see if you are affected, click here.

Year Round Pell Grants

Beginning with the 2017-18 academic year, Pell Grant eligible students can receive up to 150% of their scheduled Pell award each year. What does this mean for you? If you were a Pell eligible student in fall 2017 and/or spring 2018, you may qualify for a Pell Grant for summer 2018!

To be eligible for a summer Pell Grant, you must:

  • Have completed the current year FAFSA
  • Be Pell Grant eligible
  • Be enrolled at least half-time (6+ credits)
  • Be meeting Satisfactory Academic Progress (SAP)
  • Have lifetime Pell Grant eligibility remaining

Important facts to note:

  • Pell Grant alone is not enough to cover the full cost of attending classes in the summer.
  • Many students use their full loan eligibility over the fall and spring semesters, leaving nothing available for summer. If possible, students should reserve some of their annual federal loan eligibility for the summer.
  • Eligible students may receive up to three Pell awards in one academic year.
  • The maximum timeframe that students may receive Federal Pell Grant is the equivalent of twelve full-time semesters. One full-time semester of Pell equals 50%.

12 Semester Lifetime Limit for Federal Pell Grant
Effective for the 2012-2013 Award Year and thereafter, the duration of a student's Federal Pell Grant eligibility will be limited to 12 semesters, or until a bachelor's degree is earned, whichever comes first. This new amendment to the Higher Education Act, Section 401 (c)(5) is a federal mandate and not subject to appeal. 

Elimination of Grace Period Interest Subsidy
This new provision eliminates the interest subsidy provided during the 6-month grace period for Direct Subsidized Loans first disbursed after July 1, 2012, and before July 1, 2014. Students receiving a subsidized loan during this limited timeframe will be responsible for the interest that accrues on the loan during the grace period. If a student does not pay the interest accrued on these particular loans, the interest will be added (capitalized) to the principal amount when the grace period ends.

Director of Student Financial Services 
Phyllis Nettles Torry
Student Financial Services
(901) 435-1550
phyllis_torry [at] loc [dot] edu

Senior Financial Aid Counselor (Last Names:  B, D and T - Z)
Ledell Conard
Student Financial Services
(901) 435-1551 
ledell_conard [at] loc [dot] edu

Senior Financial Aid Counselor (Last Names:  C, E and M - S)
Jeanette Rice
(901) 435-1505
jeanette_rice [at] loc [dot] edu

Financial Aid Counselor (Last Names: A and F - L)
Gwendolyn Flowers 
(901) 435-1553
gwendolyn_flowers [at] loc [dot] edu

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