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IRS Data Retrieval (available at the FAFSA website) is now available two weeks after filing your income taxes electronically. Use this helpful tool to avoid having to manually load your income tax information on your FAFSA.

If you are selected for the "verification" process, you must submit a copy of you and/or your parents' IRS Tax Return Transcript. To obtain a copy, call toll free 1-800-908-9946, or go on-line to Click on "Order a Return or Account Transcript", and then click on "Tax Return Transcript". (NOTE: Financial Aid Offices can NO LONGER ACCEPT copies of tax returns - IT MUST BE AN OFFICIAL IRS TAX RETURN TRANSCRIPT).

Satisfactory Academic Progress
Financial aid recipients must meet NEW federal guidelines to continue to qualify for aid. For more information on this policy, click here.

Repeated Coursework
Effective July 1, 2011, there is a rule change regarding federal financial aid and payment of repeated coursework. To see if you are affected, click here.

Elimination of Year Round Pell Grant
Receiving a Federal Pell grant greater than 100% of the annual award is no longer an option with the 2011-2012 Award Year and thereafter. For example: A student who was full time for both the Fall 2011 and Spring 2012 semesters will have no remaining Pell Grant eligibility for Summer 2012. 

12 Semester Lifetime Limit for Federal Pell Grant
Effective for the 2012-2013 Award Year and thereafter, the duration of a student's Federal Pell Grant eligibility will be limited to 12 semesters, or until a bachelor's degree is earned, whichever comes first. This new amendment to the Higher Education Act, Section 401 (c)(5) is a federal mandate and not subject to appeal. 

Elimination of Grace Period Interest Subsidy
This new provision eliminates the interest subsidy provided during the 6-month grace period for Direct Subsidized Loans first disbursed after July 1, 2012, and before July 1, 2014. Students receiving a subsidized loan during this limited timeframe will be responsible for the interest that accrues on the loan during the grace period. If a student does not pay the interest accrued on these particular loans, the interest will be added (capitalized) to the principal amount when the grace period ends.

Director of Student Financial Services 
Phyllis Nettles Torry
Student Financial Services
(901) 435-1550
phyllis_torry [at] loc [dot] edu

Senior Financial Aid Counselor (Last Names:  B, D and T - Z)
Ledell Conard
Student Financial Services
(901) 435-1551 
ledell_conard [at] loc [dot] edu

Senior Financial Aid Counselor (Last Names:  C, E and M - S)
Jeanette Rice
(901) 435-1505
jeanette_rice [at] loc [dot] edu

Financial Aid Counselor (Last Names: A and F - L)
Gwendolyn Flowers 
(901) 435-1553
gwendolyn_flowers [at] loc [dot] edu

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